Gifts with financial benefits to you

Gifts with financial benefits to you.

Gifts that pay you income

You can receive income for life while ensuring that families have access to safe and affordable housing.

If you are considering this type of gift, we recommend that you consult with your financial advisor and a gift planner at Habitat for Humanity.

^
Charitable remainder trust

You can receive income for life and reduce your taxes while supporting Habitat for Humanity by transferring assets to fund the trust. Not only does this pay income to you or your beneficiaries for life, but you also receive an income tax deduction the year you transfer assets to the trust. The remaining portion of the trust, after all payments have been made, goes to Habitat for Humanity.

^
Charitable gift annuities
You can transfer assets to a charitable gift annuity and receive income for life.

This plan allows you to give a substantial donation to Habitat for Humanity while receiving tax-favored income for life. Charitable gift annuities offer attractive payout rates for those who want to receive income and provide families the opportunity to become self-reliant through safe, affordable housing.

(click to view larger)

Gifts that may reduce your taxes

Some legacy gifts made to Habitat for Humanity can have substantial tax savings.

^
Retirement plan gift

You can reduce or even eliminate tax liabilities on your retirement plan by naming Habitat for Humanity as direct beneficiary. The entire amount of your IRA, 401(k) or other retirement accounts may be taxed if you leave them to your heirs. Instead, consider giving them less tax-burdened assets like real estate and stock, and use retirement assets to create your legacy gift with Habitat.

^
Life insurance plan
If you have a life insurance policy that has outlasted its original purpose, you can use it to reduce your taxes and create a legacy gift for Habitat for Humanity.

^
Gifts of real estate
You may decide that the greatest gift you can make is to leave your home or farm to Habitat for Humanity. This kind of gift is ideal for people who intend to continue living in their home or property through their lifetime, but still want to make a charitable gift.

^
Gifts of stock
Stocks, bonds and mutual funds that have appreciated in value are among the best ways to ensure that Habitat can help reduce housing instability for families in your local community and around the world.

^
Savings bonds
When you redeem savings bonds, you or the person to whom you leave your bonds will owe income tax on the appreciation. You can eliminate the income tax on bonds you own that have stopped earning interest and that you plan to redeem. Since Habitat for Humanity is tax exempt, 100 percent of your gift of savings bonds will support our mission to bring people together to build homes and strong communities.

(click to view larger)

Please contact us at plannedgiving@habitat.org or toll free at (833) 434-4438 if you have any questions.

Then, consult with your tax advisor and lawyer to determine which planned gift strategy is best for you.

Complimentary planning resources

Learn more about easy ways to leave a legacy with our free guides!

I’m here to help!

Jeremy Kraut-Ordover headshot

Bryan Landry
Senior Director, Planned Giving
plannedgiving@habitat.org
Toll free phone: 833-434-4438