If you are 70½ or older and have an IRA, you are already qualified!
How a Qualified Charitable Distribution Works
You are at least 70½ years old with IRA funds you no longer need
Make a qualified charitable distribution from your IRA
*If you are 73 years old or older, your QCD can count towards your required minimum distribution!
Your QCD goes directly to Habitat, to help families build safe places to call home.
Did You Know?
You can continue partnering with us to provide decent and affordable housing after your lifetime. Simply name Habitat for Humanity as a beneficiary of your IRA account, and the remaining assets (or a portion of the account) will be used to help families build greater strength through stable housing.
Discover the Benefits of a Qualified Charitable Distribution
Reduce your taxable income
When you take funds from your IRA, they count as taxable income. But if you transfer them directly to a charity, you reduce your taxable income while satisfying your RMD.
An individual may take a one-time QCD up to $50,000 to fund a charitable gift annuity (CGA) or charitable remainder trust (CRT).
Fulfill your Required Minimum Distribution
After you turn 73, you must distribute funds from your IRA. If you do not distribute the required minimum, you may be penalized. But a QCD allows a transfer up to $100,000 per individual or $200,000 per couple to satisfy your RMD.
Help families in need build a better life
When you support Habitat with a gift from your IRA, you can make an immediate and lasting impact on the lives of the families we serve, who you empower with the safety and security of home.
“We have proudly supported Habitat for Humanity for many years, and have also included Habitat in our estate planning. In the meantime, making a direct gift from my IRA using the Qualified Charitable Deduction (QCD) reduces our taxable income, and allows us to provide more support to the mission of Habitat.”
— Hank and Mariel Hearn
Find Out if a Qualified Charitable Distribution is Right For You
| I was born before . | Yes | No |
|---|---|---|
| I have a qualified IRA. * | Yes | No |
| I want to help families build safe places to call home. | Yes | No |
You’re qualified to make this type of gift!
It looks like there are still some requirements that need to be met!
Take Your Next Steps
Step 1
Get started by selecting your IRA custodian and filling out your information below.
This information will be used to pre-fill your distribution form.
Step 2
Step 3
Please let us know about your generous gift!
Please let us know of your gift because most plan administrators will NOT share your information with Habitat for Humanity. We’d like to thank you and ensure your gift goes to the program or department you desire.
Gift Processing
Habitat for Humanity International
322 West Lamar Street
Americus, Georgia 31709-3543 USA
Tax ID # 91-1914868