Qualified Charitable Distributions | Habitat For Humanity
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If you are 70½ or older and have an IRA, you are already qualified!

How a Qualified Charitable Distribution Works

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You are at least 70½ years old with IRA funds you no longer need

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Make a qualified charitable distribution from your IRA

*If you are 72 years old or older, your QCD can count towards your required minimum distribution!

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Your QCD goes directly to Habitat, to help families build safe places to call home.

Did You Know?

You can continue partnering with us to provide decent and affordable housing after your lifetime. Simply name Habitat for Humanity as a beneficiary of your IRA account, and the remaining assets (or a portion of the account) will be used to help families build greater strength through stable housing.

Discover the Benefits of a Qualified Charitable Distribution

Reduce your taxable income

When you take funds from your IRA, they count as taxable income. But if you transfer them directly to a charity, you reduce your taxable income while satisfying your RMD.

Fulfill your Required Minimum Distribution

After you turn 72, you must distribute funds from your IRA. If you do not distribute the required minimum, you may be penalized. But a QCD allows a transfer up to $100,000 per individual or $200,000 per couple to satisfy your RMD.

Help families in need build a better life

When you support Habitat with a gift from your IRA, you can make an immediate and lasting impact on the lives of the families we serve, who you empower with the safety and security of home.

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Helping folks all around the world to have a real opportunity to live meaningful, safe and productive lives is about as good as it gets. Habitat delivers. Your investment pays off big time.

— John and Nancy Stewart, Habitat Supporters

Find Out if a Qualified Charitable Distribution is Right For You

I was born before . Yes No
I have a qualified IRA. * Yes No
I want to help families build safe places to call home. Yes No
* Please contact us at PlannedGiving@habitat.org or (800) 422-4828 to see if your IRA qualifies.

You’re qualified to make this type of gift!

It looks like there are still some requirements that need to be met!

Take Your Next Steps

1

Get started by selecting your IRA custodian and filling out your information below.
This information will be used to pre-fill your distribution form.

2

Once you have downloaded and completed the rest of your form, please mail the form to your IRA custodian. We recommend mailing this by December 1 to ensure you receive your tax deduction for this year.

3

Please let us know about your generous gift!

We’d like to thank you and ensure your gift goes to the program or department you desire.

The content found on this site is general in nature and intended to be used for informational purposes only. It should not be relied upon as legal, tax, accounting or other professional advice. To determine how a gift or estate planning decision might affect your particular circumstances, you should consult an attorney, financial advisor or other qualified professional.