• Eliminate potential estate tax on retirement assets.
• Eliminate income tax on retirement assets funded on a pre-tax basis.
• Receive potential savings on estate taxation from a donation tax deduction.

To name Habitat for Humanity as a beneficiary of your retirement plan, contact your plan administrator to see whether a change of beneficiary form must be completed.

If you would like to make an immediate contribution from your IRA directly to Habitat for Humanity, consider using our free IRA tool.

Benefits:

• Reduce your income taxes.
• Receive additional donation tax deductions by making annual gifts so that Habitat can pay the premiums.
• See firsthand how your gift supports families if we cash in the policy.
• Further the work of Habitat so that more people have a safe, affordable place to call home. If Habitat retains the policy to maturity, or you name us as a beneficiary, the proceeds of your policy will be paid to Habitat for Humanity once the policy matures.

You may receive a charitable income tax deduction for the full market value of the stock up to a maximum of 30 percent of your adjusted gross income and avoid paying the capital gains tax on any increase in the value of the stock.

You can use these easy-to-follow instructions for transferring gifts of stock.

• Reduce income tax.
• Reduce income tax and estate taxes for your loved ones.
• Create your lasting legacy by empowering families to become self-reliant homeowners who are engaged in their communities.